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Deposit Rates

Deposit Rates

Savings Accounts
Rates are effective as of January 1, 2020
Account Nominal Rate Annual Percentage Yield *
Share Savings .50 .50 APY
Holiday Club .50 .50 APY
Vacation Club .50 .50 APY
IRA Deposit Account 1.49 1.50 APY
WINcentive™ Savings .50  .50 APY
Members Money Savings Account
$100.00 – $24,999.99 .40 .40 APY
$25,000.00 – $49,999.99 .75 .75 APY
$50,000.00 + 1.10 1.10 APY
Health Savings Account (HSA)
$10.00 – $2,499.99 .40 .40 APY
$2,500.00 – $9,999.99 .75 .75 APY
$10,000.00 + 1.04 1.05 APY

* Annual percentage yield (APY) is based on interest being paid quarterly and that interest remains on deposit.  A withdrawal of interest will reduce earnings. Subject to change without notice.

Certificates of Deposit and IRA CDs
Rates are effective as of October 1, 2019
Term Minimum Nominal Rate Annual Percentage Yield *
6 months $1,000 .60 .60 APY
12 months $1,000 1.19 1.20 APY
18 months $1,000 1.39 1.40 APY
24 months $1,000 1.74 1.76 APY
36 months $1,000 2.13 2.15 APY
48 months $1,000 2.33 2.35 APY

* Annual percentage yield (APY) is based on interest being paid monthly and that interest remains on deposit until maturity.  A withdrawal of interest will reduce earnings.  Subject to penalty for early withdrawal.  Limited time offer.  Subject to change without notice.

Checking Accounts
Rates are effective as of July 1, 2017
Account Nominal Rate Annual Percentage Yield *
Premier Checking .15 .15 APY
Member Advantage Checking .15 .15 APY

* Annual percentage yield (APY) is based on interest being paid monthly and that interest remains on deposit.  A withdrawal of interest will reduce earnings. Subject to change without notice.

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