Personal Checking

 Personal Checking

The Co-op Credit Union offers a variety of checking accounts to meet the financial needs of our members.

Premier Checking

  • No minimum balance required
  • No monthly service charge
  • No per-check charge
  • Automatic transfer from savings to checking to avoid overdraft fees
  • Direct deposit available
  • Interest paid on qualifying balances
  • Free VISA® Debit Card to those who qualify
  • Overdraft protection loans* available
  • Anytime-access of your account with Virtual Branch and CCU on the GO Mobile App
  • Remote Deposit Capture
  • Bill Pay

*Normal Lending Guidelines Apply

Membership Advantage Checking

  • No minimum balance required
  • No per-check charge
  • Automatic transfer from savings to checking to avoid overdraft fees
  • Direct deposit available
  • Interest paid on qualifying balances
  • Free VISA® Debit Card to those who qualify
  • Free personalized basic checks
  • Notary and photocopying services
  • Overdraft protection loans* available
  • Anytime-access of your account with Virtual Branch and CCU on the GO Mobile App
  • Remote Deposit Capture
  • Bill Pay
  • All this for only $5.00 a month

*Normal lending guidelines apply

VISA® Debit Card is available free on all qualifying checking accounts allowing you the ability to access your account worldwide at ATM machines and VISA® merchants.

new_visa_mediumThe sames as cash… only safer.

Complete the VISA® Debit Card application and return it to your nearest Co-op Credit Union office.[/accordion][/accordion-wrap]

For information on our current deposit rates click here.

Daily Cutoff Time

Our cutoff time for transaction accounts (checking, etc.) is 4:00 PM. This means that if you make your deposit before 4:00 PM on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after 4:00 PM or on a day that we are not open, we will consider that the deposit was made on the next business day we are open.

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Co-op Credit Union
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