If you’re concerned your current vehicle is no match for Old Man Winter, let a loan from the credit union put you back on top of your game.
When you finance your wheels with the credit union, you have a lot more options than you do with dealer financing. At first glance the dealer rates can be appealing, but typically they are offered only on select models, often the slower-moving ones. And “not all buyers will qualify” – meaning the best rate may only be available to buyers with pristine credit records.
When you get a pre-approved loan from the credit union, you can shop like a cash buyer and be in a much better bargaining position.
You can compare various makes and models across a number of dealers. Start your search online at sites like www.edmunds.com, www.kbb.com (Kelley Blue Book), www.autobytel.com and others. Check out the April issue of Consumer Reports magazine, the annual car buying guide. Armed with your loan from the credit union and your research, you’ll be in the driver’s seat.
Credit Unions exist to help people, not to make a profit. Our goal is to serve our members well and every member counts. At the credit union, every customer is both a member and an owner. Experience the credit union difference!
