Effective December 1, 2020
Checking & Savings Accounts
Overdraft Fee per Presentment………………….$25.00
Return Fee per Presentment……………………….25.00
Statement Copy …………………………………………..5.00
Stop Payment……………………………………………..15.00
Hourly Rate for Account Reconciliation………..35.00
Hourly Rate for Account Research………………..35.00
Reg D Violation (per month)………………………….5.00
Inactive Account (per month)…………………………7.00*
*No activity for 2 years, balance $25 or less, age 21+
Checking Accounts
Check Collection…………………………………………….15.00
Canceled Check Copy……………………………………….1.00
Counter Check (per item)…………………………………1.00
Wire Money
Incoming Wire………………………………………………10.00
Outgoing Wire………………………………………………20.00
Outgoing International Wire…………………………..45.00
Outgoing Domestic Western Union…………………25.00
Account Fees Specific to Type of Account
Business Premier Checking
Monthly Service Charge……………………………………..10.00
If the average daily balance falls below $2,500 during the month
Monthly Service Charge………………………………………2.00
If the average daily balance falls below $300 during the month for accounts determined to be small business accounts
Membership Advantage Checking
Membership Advantage
Monthly Service Charge…………………………….5.00
Members Money Savings
Exceed 6 Transactions fee……………………….20.00
per transaction over 6 transactions per calendar month
Electronic Services
Popmoney P2P Payments
3 Day transfer………………………………………………0.75
Next Day transfer…………………………………………1.50
Stop Payment……………………………………………20.00
Account to Account (A2A) Transfers
Outgoing Transfer……………………………………….2.00
Bill Pay
Overnight Check fee………………………………….14.95
Same Day Bill payment……………………………….9.95
Official Checks and Money Orders
Cashier’s Check ………………………………………$2.00
Money Order…………………………………………….. 2.00
Miscellaneous Services
Coin counting for Members……………………………. Free
Coin counting for Non-Members………………………. 2%
Outgoing Fax
(1st page $5; add’l pages $1 each)………………………….5.00
Incoming Fax, per Page…………………………………………1.00
Notarization for Members…………………………………….Free
Notarization for Non-Members …………………………….5.00
Photocopy for Non-Members, per page………………….0.25
Printouts and Schedules
Account History Printout ………………………………….. 1.00
Amortization Schedule ………………………………………5.00
Miscellaneous Fees
Inactive/Return Mail Fee (Quarterly)…………………10.00
Credit Bureau Investigation ………………………………..5.00
Levy or Garnishment…………………………………………25.00
Unclaimed Property Processing………………………….25.00
Plastic Card Replacement
Replace Debit Card……………………………………………..25.00
Rush Debit Card………………………………………..Up to 75.00
Annual Fees*
Health Savings Account (HSA) Annual Fee …..20.00
Safe Deposit Boxes:
Annual Rent Payment*
(Montevideo and Benson)
Size: 3×5 …………………………………….18.00
Size: 5×5 ……………………………………25.00
Size: 3×10 ………………………………….30.00
Size 5×10 …………………………………..40.00
Size: 10×10 ………………………………..75.00
*Annual Rent Payment/Fees are due on December 1st
