Cub Account for Kids

Credit Union Cub Acccount Logo

The saving account specially designed for children 10 years and younger.

Co-op Credit Union is an Official Sponsor of The Berenstain Bears® Financial Literacy Program! We have teamed up with the popular children’s characters to help teach children the money management concepts of Save, Share, Spend, Earn.

Your child, up to 10 years old, is invited to open a Berenstain Bears® Cub Account at the Co-op Credit Union.Berenstain Bear Cub Account at the Coop Credit Union logo

  • A Cub Account can be opened with as little as $5.00
  • Money can be deposited or withdrawn at any time
  • Dividends are paid on accounts with a balance of $10.00 or more
  • Upon opening a Cub Account your child will receive a membership card and the book The Berenstain Bears® Visit the Credit Union
  • Children will earn stamps when they make deposits into their Cub Account – once 6 deposits are made they will receive a prize
  • Cub Account kids will receive birthday greetings
  • Cub Account kids can participate in fun contests and activities – see the Bear Cents Newsletters for current events!

For more information on our current deposit rates, click here.

*Must meet the criteria for the field of membership of the Co-op Credit Union. You can apply for membership by completing a membership application.

Receive a free Berenstain Bears visit the credit union book and a Cub Account Membership Card

Classroom Visits

The Co-op Credit Union of Montevideo received funding through a grant from the Minnesota Credit Union Foundation to facilitate the presentation of “The Berenstain Bears® Financial Literacy Program” to area elementary students.

Staff members in Montevideo, Benson, Canby and Willmar visited elementary classrooms and utilized “The Berenstain Bears® Visit the credit Union” story to teach children the money management concepts of Share, Save, Spend, and Earn that are explained in the book. the book also highlights the benefits of being a credit union member.

workers reading to young kids at school during circle timeworkers reading to young children at their school desksworkers reading to young children in class





The Co-op Credit Union is dedicated to building financial success from an early age. Please contact your local branch for more information or to invite us to visit your classroom!

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